Mortgage Learning Videos

 Are you thinking of buying a home? There are plenty of perks. You’ll pay yourself instead of a landlord, build home equity, become part of a community, and you can decorate the way YOU want!
Your first step is to make sure you have a good financial foundation. 

 Having 20% down payment is a good goal, but today, most first-time homebuyers are purchasing their homes with the minimum required down payment. 

 Saving for a down payment requires discipline and determination! Whether you’re aiming for the minimum down payment (like most first-time homebuyers) or 20% down, there are some strategies to help you get there. 

 If you are in the down payment verification stage of home ownership, that means that you will soon be putting an offer in to buy a home, or maybe you already have! Either way, congratulations! 

 Assembling everything your lender needs to verify your income is a critical component of mortgage success. A last minute scramble for documents just adds unnecessary stress. So as soon as you can, begin collecting the verification you need for your income type. 

 In addition to verifying your downpayment and income, you’ll need to show your lender that you are a reliable borrower with your CREDIT HISTORY.